Financing

It is always free and without obligation.

If you need a mortgage, click on the Mortgage advice button on the page of the property you are interested in to receive information on the available options. The required pre-analysis activity requires 3/5 working days following after you have provided the appropriate information as required by the mortgage advisor. The AuctionEU team may not approve your bid request in an auction if the pre-analysis fails. The outcome of your analysis with respect to obtaining a loan will establish the possibility of having access to the auction or Buy Now or not.

The appointed mortgage advisor is called Affida S.r.l.. Their task will be to carry out a pre-analysis of your specific case, aimed at assessing on a preliminary basis the probability of access to a loan from a partner bank. This analysis is based on criteria established by Affida and derives from the experience gained by the team of experts over the years. In the event of a positive outcome of the pre-analysis, you will be able to consider whether to appoint Affida for the actual mortgage application. For more info on Affida S.r.l. you can visit their website www.affida.credit.

3-5 business days after all the required information and documentation has been supplied to Affida S.r.l..

Bidding in auction

If you wish to bid in a live auction, you need to click on the Apply to bid button, which is located on the page of each of the properties. The AuctionEU team must then approve your request, in which case you will see a message confirming that you have been "approved to bid" for the auction of the property of your interest. The AuctionEU team will contact you by telephone to make sure that all the conditions necessary to participate in the auction have been met (acceptance of the terms and conditions, visit(s) to the property carried out, acceptance of the rules of the procedure auction, availability of funds and liquidity to confirm the purchase in the event of a best offer for the property of interest). Please make sure you click on Apply to bid at least 4 (four) business days prior to the start of the auction.

You will be contacted from one of our Sales Team members who will explain the process, answer any questions on the property and discuss how you will be financing the purchase. For any further request, please do not hesitate to contact our helpdesk at info@auctioneu.com or call +39 (02) 400 55 400.

We typically start processing applications to bid two weeks before the auction date. If your application has not been approved, please do not hesitate to contact our helpdesk at info@auctioneu.com or call +39 (02) 400 55 400.

In order to bid in a live auction, you need to click on the Apply to bid button, which is located on the page of each of the properties. The AuctionEU team must then approve your request, in which case you will see a message confirming that you have been approved to bid for the auction of the property of your interest. The AuctionEU team will contact you by phone to make sure you understand the auction process, have visited the property and read the information provided and have the funds required to complete the purchase in the event of winning the auction). In the event that you live abroad and it is not possible for you to physically visit the property, we could organize a visit for you via video call, or you can have a third person delegated by you come to the visit. Please make sure you click on Apply to bid at least 4 (four) business days before the auction starts

Yes, you can. To bid in more than one auction, you must click on the Apply to bid buttons located on each of the properties of your interest and wait for confirmation via email from the AuctionEU team for each of the requests.

After bidding, you will be able to see on the page of the property for which you are participating in the auction, if you are the highest bidder. If your bid is exceeded you will see a message on the property page and you will also be notified by email.

The auction will be extended by a few minutes to allow all participants to respond to the offer.

Please contact us immediately on +39 (02) 400 55 400.

You can place another bid, even if you are already the highest bidder by clicking on the Bid button and entering the amount you wish to offer.

Every auction has a minimum bid increment. You will be able to add more than the minimum bid increment but not less.

AuctionEU will evaluate the bids received and decide whether to accept the highest bid if it meets the reserve price set by the owner of the property. The reserve price is not published on the AuctionEU website. If you are the highest bidder, you will be contacted the same day or the day after the auction and will be informed if your offer has been accepted.

You need to visit the property and acquire all relevant information prior to placing bids. For any further info do not hesitate to contact our helpdesk at info@auctioneu.com or call +39 (02) 400 55 400.

There are no commissions payable to AuctionEU. Users also do not pay any commission if they are invited to register to AuctionEU through one of our cooperating agents.

Download attachments

Before downloading documents, you must be registered and logged in.

The square meters shown in the announcement are listed square meters, or the sum of the spaces of the entire building, including the walls. The square meters present in the pdf plan, on the other hand, are the cadastral square meters, or those declared in the notarial deeds of sale, and therefore will be those that will be official in the purchase documents.

After the auction

Not yet. AuctionEU must communicate to you that your offer has been accepted and it has exceeded the reserve price. Then a preliminary contract must be signed during a specific meeting with one of our representatives, and the deposit paid no later than 3 working days from the date of the acceptance of your offer (the draft is available in the Attachments section on each property page). Finally, the closing will be performed before a notary public.

Shortly after the end of an auction, the highest bidder will be informed if the offer has been accepted. The procedure requires the winner to sign the preliminary sales contract during a specific meeting with one of our representatives and to pay the deposit within no later than three (3) working days from the date of acceptance of the proposal. The draft contract is already available on the corresponding property page.

Yes, the preliminary contract must be signed conditional to successfully obtaining a mortgage, for the amount included in the preliminary agreement. Should the mortgage fall through, the agreement will be void.

For preliminary agreements without condition precedents, the cheque is debited at signing of the agreement.

No, the deposit must be paid with a special cheque with proof of funds. Please let us know if you require further information.

The final payment will be done at the date of the closing managed by the notary. The payment can be made by cheque with proof of funds, bank transfer (at least 3 days before closing), money transfer IBRT (instant bank transfer).

Yes, you can. During the appointment for the signing of the preliminary and the payment of the deposit with our representative, you will be asked to indicate the name of your notary. If you do not have one available, you can communicate the name later, or appoint one from our list.

It is customary that notary fees are payable by the buyer.

No, you should not. One of the advantages of buying a property on AuctionEU is the total saving of commissions normally allocated to real estate agencies for brokerage.

Yes, you can. This is allowed pending customary checks.

Yes, the appointment of the buyer can be made by the date of the notarial deed. However, unless there are different contractual provisions included in the preliminary agreement, since the new buyer must meet the anti-money laundering requirements and the notary must request the necessary documents to instruct the practice, it is preferable that the appointment is communicated to the seller and the notary with at least 5 days of notice with respect to the completion date. In addition, if the proposal or the preliminary contract have been registered, the appointment deed involves the application of the registration tax whose costs are borne by the buyer.

Yes, the appointment of the buyer can be made by the date of the notarial deed. However, unless there are different contractual provisions included in the preliminary agreement, since the new buyer must meet the anti-money laundering requirements and the notary must request the necessary documents to instruct the practice, it is preferable that the appointment is communicated to the seller and the notary with at least 5 days of notice with respect to the completion date. In addition, if the proposal or the preliminary contract have been registered, the appointment deed involves the application of the registration tax whose costs are borne by the buyer.

As stated in the preliminary agreement, in the event of default by the bidder following the signature of the preliminary agreement, the deposit paid will be retained by the Seller pursuant to Article 1385 of the Italian Civil Code.

You can seek help from the agent that arranged the visit or contact directly AuctionEU by email on info@auctioneu.com

As stated in the preliminary agreement, in the event of default by the bidder following the signature of the preliminary agreement, the deposit paid will be retained by the Seller pursuant to Article 1385 of the Italian Civil Code.